I always love this type of question...
kinda depends...do you want the bg just a little bit dead or a whole lot dead? :dry:
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You're getting all good recommendations - pretty much all are high quality HPs which will get the job done better than target rounds. Personally, I keep Speer Gold Dots, Hornady Critical Defense and even Rem Golden Saber +P on hand. And yes, +P which my handguns don't get a steady diet of, probably isn't going to significantly affect the gun's useful life in my lifetime. BUT you do need to practice with some of that ammo if you go that route so there's no surprise at a critical moment. And I guess that's the main point I wanted to make, there's really no substitute for practice, practice and some more practice. And you may want to consider the low flash ammo (like one of the posters recommended) for nighttime firing if it's more "home defense" you're concerned about and you expect the chance to get off more than one round. And of course, depending on your experience level and a multitude of other factors, you may want to consider a laser too. I put a CT laser grip on my wife's gun and think it's one of the better "gun" investments I've ever made! I may well follow that up with one or two more for other HD guns. And speaking of shooting in the dark, if you have never experienced that, you need to "practice" that too. Mostly what I'm driving at here, is (within the realm of feasibility) you want to have as many "real world" experiences as possible....the last thing you want is to be doing something for the very first time and be in the line of possible return fire. Test several brands of defensive ammo and see what appeals most to you. But as another poster alluded to, expect to drop a little more $$ per round than you do for target ammo...that decision is probably not the best time to be cutting corners! Best of luck with your choice of killer ammo. :r_c: