I've owned both the PT92 and P95. The P95 is a great gun. It's built like a tank, goes bang every time, and is combat accurate. No matter how many rounds or practice sessions, I could never achieve more than combat accuracy out of the two P95's I've owned.
My PT92 (no rail) is as buttery smooth as either of the two Beretta 90-series pistols I've owned. The grip mounted safety/decocker on the PT92 is much easier to manipulate than the Betetta 90-series slide mounted safety/decocker. The capability to have a PT92 cocked and locked is another advantage. My PT92 provides me combat accuracy and bullseye accuracy depending on my needs.
I currently own a PT92 and have absolutely no desire to ever sell it or trade it. I'll end up missing the P95, buy a third one, shoot it, remember why I let the last two go, and end up selling it.