My wife has one of these as well, and hers just likes the Mini Mags, and will jam and have other problems with th bulk stuff. Mine for some reason will eat anything a put through it, without a hitch. The bulk Federal HP works just fine in mine, and is cheaper than the CCI. I don't know what the difference is. Hers was sent into Taurus once for problems, and they made some adjustments to the trigger and replaced the mag bodies. Seems to work good now. She likes the tip up barrel, too. I know its a small caliber for a carry gun, but she is comfortable with it, and very accurate with it as well. If it came down to having to use it in a bad situation, I think it would get the job done, although it would probably take a full mags worth. I see them selling for $160 to $180 new in box. I think thats a good price for what you're getting. The overall quality is good on these guns, and the looks are good as well.