This is a phrase I have been hearing an awful lot lately. It's like someone issued a talking point that half the country has picked up on. I hear it in television ads, speeches and even casual talk and I'm left to wonder why. I'm pretty certain we have a virus going around that's infecting people, it's making them sick, some are dying from it and our economy is being flushed down the toilet. What part of this is uncertain? It's as if the term itself, "in these uncertain times", has been created to instill panic.