unbuttoned w/ t-shirt, covers OWB, while leaving accessible for a reasonably quick draw. Carefree enough that only the breeze lets others know you are carrying. Makes you look enough like a tourist that most will write you off as such. Ensemble can be completed with shortpants, cargo shorts, deck shoes (or sandals) and a camera. Accomplishes the same goal as the "hunters vest" but w/o the conspicuousness (but also w/o the ammo pockets).