$220 is a dealbreaker, that simple. You can get that same gun at Budsgunshop for under $200 new and shipped. Or just pay $39 more and get the TCP. That can be used for defense or for fun, and the ammo is cheaper than .25! Sad truth is, no one can compete with online these days. I have never found a single gun shop that can come close to Bud's even after they're haggled down a bit. If you like the gun, buy it. But it doesn't have much going for it other than no real competition in that caliber.