Okay, so I have been pulled over a couple of times. I have always gotten my insurance & license out before anyone even got to my window. However, I don't have to dig for anything......I keep my insurance card against the glove box door, so I always know where it is located.
Since I have had my concealed carry license, I have only been pulled over once. It was at night, he was fishing for drunks. I had my insurance, drivers license and concealed carry license ready for him when he got to my window. He asked if I was carrying, I responded in the affirmative. He asked where it was, I told him, and he told me that he was going to hold my pistol during the stop (and that he would return it upon completion of the stop). He told me my license plate light was out, which is why he stopped me. We talked briefly, he told me that I should get it fixed. I said that I would. After that, he returned the pistol to where I had kept it and told me and the wife to have a nice night. He was friendly, courteous, and very professional. Oh, I did fix the light.