I'm not a fan of the "carry rotation", where every gun I own gets its turn on the belt, either daily, weekly, or monthly. I have two semi-autos I carry, sometimes both at the same time, sometimes only one or the other. But I do generally carry an extra mag for each/either for what I am carrying. I have pistols I could carry with equal effectiveness, but size, holster positioning, and other issues make these two my most desirable. And if (Heaven forefend) I should ever have to actually use one in a social situation, I'd rather have these in the evidence locker than one of my S&W's or something nice like my P92AFS.
Primary is a KelTec P-11 on the KelTec belt-clip. It is, for me, an amazingly simple, comfortable, and effective way to carry it. It requires no special manipulation to draw, is almost impossible for anyone to disarm, and requires no especial manipulation to "re-holster" it one-handed. That's my experience, YMMV.
The "in the pocket" is a KelTec P3AT in an Uncle Mike's pocket holster with the plastic blade cut just long enough to keep it upright and in presentable position. Re-holstering this requires pulling the holster out. I do have some trousers with a special, custom made cloth holster sewn to the inside of the pocket which eliminates the Uncle Mike's, but keeps the pistol from going entirely to the bottom of the pocket and turning itself either muzzle upward, or lying on its sights (both conditions almost completely negate the usefulness of carrying )
I carry both of these with one in the chamber - neither has a safety other than myself. However, neither of these are striker-fired. They both have an actual hammer, concealed, of course, but it takes a long pull to bring the hammer back and release the sear to fire - very similar to the double-action pull of a normal revolver.
Now I do realize that this might not be the first choice of many, but for me, it works.