Black Friday Deal Purchases behind me now,
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Thread: Black Friday Deal Purchases behind me now,

  1. #1
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    Black Friday Deal Purchases behind me now,

    Black Friday purchases are always a little different than most folks look forward to making here at our house.

    $1,238.....6 months auto insurance (2013 Taurus SHO, 2019 F150 FX4, 2018 Berkshire 41B motorhome).
    $3,338....Homeowners insurance for the next year.

    All that's left now is the property taxes to be paid by year end. Property tax number is scary bad. At least next year I can file for a tax freeze due to my senior age.

    I'm sure glad that I have grandkids to enjoy buying Christmas gifts for with what little remains. That keeps a smile on my face even after the first two listed above.

    Merry Christmas, and Happy Holidays Y'all.

    Seriously, take care of yourselves in this last month of the year. The stress of the holidays can often place undue pains on ones body and mind as the year comes to an end. Reflection and memories can bounce from one extreme to the other. Keep in mind that we are a Family here, and if you need to talk, speak up. If you need a little one on one discussion or an ear to bend PM me on another member here, that's want family is about.

  2. #2
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    Just have to get something for those Grand kids.
    jonrjen likes this.

  3. #3
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    Unemployed.

    Next month's health insurance premium is due, $1367.

    Upside, 01/01/2020, with me being unemployed, we can get the same plan through the insurance exchanges for $45/month.

    All the Best,
    D. White
    jonrjen likes this.
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    I only went to two black Friday Sales, Cabellas, which didn't impress me enough to make me part with any green backs.

    The only thing I bought was a Ryobi 18 volt Impact driver with one battery and a charger, and a couple of Impact bit kits, at Home Depot. Earlier in the week I had bought a couple of heavy duty 18 volt batteries there and got a 71/2" 18 volt Circular saw with them for the price of the batteries, and that was the early Black Friday sales.

    I already have a pretty complete set of Ryobi 18 volt tools, maybe over twenty five of them, but occasionally, my hired hand and I will be building a fence, and it's not fun handing the Impact driver over to the other side of the fence and then him handing it back over the fence when I need it, so he is getting his own Impact driver as a Christmas gift.

    I pretty much do all my shopping online any more, not buying any guns anymore, don't get to shoot very often, but hope to when my youngest son is in town for Christmas.
    Last edited by Jake3501; 11-30-2019 at 09:01 PM.
    bigC, jonrjen and whichfinger like this.
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    Quote Originally Posted by dwhite View Post
    Unemployed.

    Next month's health insurance premium is due, $1367.

    Upside, 01/01/2020, with me being unemployed, we can get the same plan through the insurance exchanges for $45/month.

    All the Best,
    D. White
    Sorry to hear about the unemployment status, hopefully this is but a short term obstacle to be extinguished in the near future. Great news on the healthcare premium drop, I just hope and pray that you don't find cause in the need to use it.
    dwhite likes this.

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    Quote Originally Posted by Jake3501 View Post
    I only went to two black Friday Sales, Cabellas, which didn't impress me enough to make me part with any green backs.

    The only thing I bought was a Ryobi 18 volt Impact driver with one battery and a charger, and a couple of Impact bit kits, at Home Depot. Earlier in the week I had bought a couple of heavy duty 18 volt batteries there and got a 71/2" 18 volt Circular saw with them for the price of the batteries, and that was the early Black Friday sales.

    I already have a pretty complete set of Ryobi 18 volt tools, maybe over twenty five of them, but occasionally, my hired hand and I will be building a fence, and it's not fun handing the Impact driver over to the other side of the fence and then him handing it back over the fence when I need it, so he is getting his own Impact driver as a Christmas gift.

    I pretty much do all my shopping online any more, not buying any guns anymore, don't get to shoot very often, but hope to when my youngest son is in town for Christmas.
    I have to agree with you on becoming more of an online shopper during the holidays. The ease of shopping from my chair and more important not having to deal with masses of crazy people has become very inviting.

    I also have stopped buying additional firearms for the same reason, though if I recall correctly isn't there a shooting range just south of Lubbock? Don't know anything about it other than the signs from the side of the highway, and those were pretty obscured by the rockin of the motorhome driving in those west Texas winds.

    I am thinking about going to Lowes and buy a new sliding miter saw and a few nail and brad guns for some trim work that I am doing here at the house. I already own some, but I am giving strong consideration to wrapping a note in a box for Christmas and telling my SIL that they are his Christmas present since he already has had them over the allotted time allowance of being loaned out.

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    Quote Originally Posted by jonrjen View Post
    I have to agree with you on becoming more of an online shopper during the holidays. The ease of shopping from my chair and more important not having to deal with masses of crazy people has become very inviting.

    I also have stopped buying additional firearms for the same reason, though if I recall correctly isn't there a shooting range just south of Lubbock? Don't know anything about it other than the signs from the side of the highway, and those were pretty obscured by the rockin of the motorhome driving in those west Texas winds.

    I am thinking about going to Lowes and buy a new sliding miter saw and a few nail and brad guns for some trim work that I am doing here at the house. I already own some, but I am giving strong consideration to wrapping a note in a box for Christmas and telling my SIL that they are his Christmas present since he already has had them over the allotted time allowance of being loaned out.
    The new range (over 5 years old now) south of Lubbock still has over a mile of dirt road once you get off the highway, to get to it. I have 15 rental houses I do remodels and many repairs to, so good weather dictates the outdoor work necessary to them, and any rain events keep me from going down that old red dirt road.

    It has been over two years since I've been there, maybe longer. About the only cordless tools I don't have are a router and miter saw as those (the router) I use once in a blue moon, and the miter saws, would be in the center of a room I was working in and plugging into an outlet is easier than changing batteries, particularly in the middle of a cut.

    I have all the normal brad nailers and framing nailers (Pneumatic) from the past, just bought a new framing nailer last summer when my 20 year old blew a head gasket on a fence project, and we finished up with screws and impact drivers. I have considered getting a 18 volt brad nailer, but probably won't due to the price, and lack of real need for one.

    One tool I bought in September was a collated screw gun, which I used to fill in a sunken den and found it real handy and about as fast as a framing nailer, particularly with 2 1/2" screws or less. Even though it is corded, that is a lot easier than taking the heavy compresser and 50 feet of airhose required to put up fence pickets. They make cordless ones, but those are pricey. Most all my tools have been bought at Home Depot black Friday sales.

    When my youngest comes in from the cold country for Christmas, we are gonna burn up some of the ammo I have stock piled, even if we just go to an indoor range and shoot handguns only. I wish I could post a photo of him and his future (I hope) missus, but have been threatened by the wife with being pemanently cut off, for posting any photos of her on social media. I'm not sure what she would cut off, but the prospects of either/or would not be enjoyable. She is absolitely gorgeous.
    jonrjen likes this.
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    Quote Originally Posted by jonrjen View Post
    All that's left now is the property taxes to be paid by year end. Property tax number is scary bad. At least next year I can file for a tax freeze due to my senior age.
    I think I've figured out a plan for this. We'll be buying another house in couple of years I'm sure when we tire of full time RV living.

    So say you're looking at spending $300,000 on a house. Instead of buying a $300,000 house you buy a $150,000 dump, homestead it, and then do a $150,000 remodel. They froze your taxes on the $150,000 value. Just an example. You could probably do a $75,000 remodel and have a $300,000 house. But I think you get my point.

    Of course I'm not sure my marriage will survive another full remodel.
    jonrjen, Jake3501 and Qwiks draw like this.
    Definition of clip

    1: any of various devices that grip, clasp, or hook
    2: a device to hold cartridges for charging the magazines of some rifles; also : a magazine from which ammunition is fed into the chamber of a firearm.

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    Quote Originally Posted by glenwolde View Post
    I think I've figured out a plan for this. We'll be buying another house in couple of years I'm sure when we tire of full time RV living.

    So say you're looking at spending $300,000 on a house. Instead of buying a $300,000 house you buy a $150,000 dump, homestead it, and then do a $150,000 remodel. They froze your taxes on the $150,000 value. Just an example. You could probably do a $75,000 remodel and have a $300,000 house. But I think you get my point.

    Of course I'm not sure my marriage will survive another full remodel.
    Not sure is that would work or not. I know that by Texas law they can only raise your appraisal by a set percentage. However, if you have improved the property that becomes a whole new ball game and may or may not be subject to negating that set limit in which they can raise the appraised value.

    So I have no idea if using the homestead and over 65 exemption would keep the taxes from going up or not. But, it is something to look into.

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    Don't do Black Friday.
    People out there are certifiably insane.
    Heck, I don't even do Brown Thursday.
    dwhite likes this.
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