First of all, I do not think I would issue either of the defendants any life insurance, based upon NORMAL actuarial tables, anyway.
My guess is that they will be found guilty and receive sentences from 3 to 9 years, of which they will probably only serve a few months in federal prison - until . . . . ?
I mean, when it is something Hilary and Bill are connected to, the outlook is NEVER salutary.