Firearm Carriage insurance

View Poll Results: Do you have firearm carry insurance?

Voters
32. You may not vote on this poll
  • Yes

    5 15.63%
  • No

    19 59.38%
  • Seriously considering it

    5 15.63%
  • Not worth the effort

    4 12.50%
Multiple Choice Poll.
Results 1 to 7 of 7
Like Tree6Likes
  • 1 Post By daytonaredeye
  • 2 Post By Czechbikr
  • 2 Post By sig_230
  • 1 Post By 777Driver

Thread: Firearm Carriage insurance

  1. #1
    Super Moderator

    Member #
    7985
    Join Date
    Apr 2009
    Location
    Georgia
    Posts
    17,030
    Liked
    20037 times

    Firearm carry insurance

    Anyone here currently carry a CCW type insurance. See poll in separate thread.

    Another Gun Digest article reviewing the topic.

    https://gundigest.com/handguns/conce...urance-options
    Last edited by daytonaredeye; 09-02-2019 at 09:00 PM.
    777Driver likes this.
    NRA Lifetime Benefactor Member
    GeorgiaCarry.org

    “Violent crime is feasible only when it’s victims are cowards. A victim who fights back makes the whole business impractical. - Col Jeff Cooper

    With over 200 million firearms in private possession, in addition to a collective ammo round count of over a trillion rounds, it should be obvious that we in the firearm community and culture are NOT the problem!

    Governments don’t create human rights; they either recognize them or suppress them

  2. #2
    Super Moderator

    Member #
    7985
    Join Date
    Apr 2009
    Location
    Georgia
    Posts
    17,030
    Liked
    20037 times

    Firearm Carriage insurance

    Poll . . .
    NRA Lifetime Benefactor Member
    GeorgiaCarry.org

    “Violent crime is feasible only when it’s victims are cowards. A victim who fights back makes the whole business impractical. - Col Jeff Cooper

    With over 200 million firearms in private possession, in addition to a collective ammo round count of over a trillion rounds, it should be obvious that we in the firearm community and culture are NOT the problem!

    Governments don’t create human rights; they either recognize them or suppress them

  3. #3
    Senior Member
    Member #
    74079
    Join Date
    Nov 2018
    Location
    MS Gulf Coast
    Posts
    627
    Liked
    768 times
    what? Like an extra magazine or a back up gun?
    no, my gun IS my insurance policy.

  4. Remove Advertisements
    TaurusArmed.net
    Advertisements
     

  5. #4
    Super Moderator

    Member #
    5628
    Join Date
    Dec 2008
    Posts
    30,635
    Liked
    38633 times
    Not yet, but keep considering it. Pretty sure that my umbrella liability policy might have severe leaks if something serious happened along these lines.
    Qwiks draw and jimb1972 like this.
    “…democratic socialism, the great utopia of the last few generations, is not only unachievable but that to strive for it produces something utterly different – the very destruction of freedom itself. As has been aptly said: ‘What has always made the state a hell on earth has been precisely that man has tried to make it his heaven.'” F.A. Hayek

  6. #5
    Senior Member
    Member #
    74025
    Join Date
    Nov 2018
    Location
    Deep South Texas
    Posts
    360
    Liked
    327 times
    Insurance is something I hope is wasted money well spent.
    777Driver and pegasus like this.
    The next handgun I buy will be the next to last handgun I ever buy!

  7. #6
    Senior Member
    Member #
    23253
    Join Date
    Dec 2011
    Location
    Ohio
    Posts
    4,865
    Liked
    8936 times
    I am covered by two things - homeowners insurance covers my guns, and my family attorney covers me. In the event I'm involved in a shooting situation, the first call is to 911, and my statement is, "I've been involved in a shooting, I was in fear for my life." My second call is to my attorney, and my statement to her is "I've been involved in a shooting, I was in fear for my life. What do you want me to do?" Then when Law Enforcement shows up, my statement is "I was in fear for my life, my attorney is on the way." End of statements. I think my personal attorney can represent me much better than a "factory" attorney who does not know me. I do have liability insurance which covers me under most circumstances including the use of a firearm. Redundancy is expensive.
    Never underestimate the power of stupid people in large groups.
    I love my country, but I fear my government.
    "The world will not be destroyed by those who do evil, but by those who watch them without doing anything.” Albert Einstein

  8. #7
    Senior Member
    Member #
    47507
    Join Date
    Nov 2015
    Location
    Las Vegas
    Posts
    1,562
    Liked
    1078 times
    For self-defense insurance I use USCCA (www.usconcealedcarry.com), and I highly recommend it. It may be a little more expensive than others, but I think their service is well worth it. They offer three levels of insurance: Gold, Platinum, and Elite. In addition, all three plans include Critical Response Team assistance 24/7/365, Attorney reference and coordination, Psychological support/counseling, and subscription to Concealed Carry Magazine. Their website has lots of other reference material, training videos, and links to additional training material. The magazine is outstanding, and once you're a member you can download any of their past issues for free. Here are the plans:

    Gold — Which provides $600,000 self-defense protection: $5,000/50,000 for bail bond funding, $100,000 for criminal defense protection and attorney retainer, $500,000 for civil suit defense and damages, and $350/day compensation while in court. Cost: $247/yr.

    Platinum— Which provides $1,150,000 self-defense protection: $25,000/250,000 for bail bond funding, $150,000 for criminal defense protection and attorney retainer, $1,000,000 for civil suit defense and damages, and $500/day compensation while in court. Cost: $347/yr.


    Elite— Which provides $2,250,000 self-defense protection: $50,000/500,000 for bail bond funding, $250,000 for criminal defense protection and attorney retainer, $2,000,000 for civil suit defenseand damages, and $750/day compensation while in court. Cost: $497/year

    Ihave
    the Platinum plan. For me, the critical item was the civil suitdefense/damages funding. Lots of other insurance plans provide forcriminal defense, but for civil lawsuits you're on your own. With ourlitigious society, lawsuits are all too common, and this insurancecovers both legal fees AND any damages awarded!



    If I only have one phone call, it's going to be to the USCCA Critical Response Team. A call to them, anytime day or night, will get the ball rolling. They will arrange bail and contact your attorney. Don't have an attorney? They have a list of attorneys in your area that are experienced in self-defense law.


    Also, don't rely on your homeowner's insurance, even if they say they cover you for self-defense. Usually they will only pay for attorney fees AFTER you are found Not Guilty. You have to pay all expenses up-front, and then try to get reimbursed after the verdict is in. And if you are found guilty of anything (murder, manslaughter, negligence, etc.), you may get nothing, even though it was your lawyer that convinced you to accept a lesser charge. The rules are different for each state, and each insurance company.

    Many times whether you are found guilty or not guilty depends on:
    1. Do you have a lawyer?
    2. Is he a good lawyer?
    3. Is he experienced in self-defense law?
    4. Do you have the resources to hire a private investigator to searchout details?
    5. Do you have the resources to bring in "Expert witnesses" to testify on your behalf?
    6. Do you have the resources to search firearm and self-defense case law throughout the country to use in your defense?
    7. Do you have the resources to search firearms data that would aid in your defense?

    These things are crucial, and an organization like USCCA can provide them.
    And no, I am not a company spokesman; just a happy customer.



    Every year since it began in 2004, the USCCA has set up a booth at the NRA convention. But in 2017, two weeks before the convention, the USCCA was "dis-invited", and not allowed to set up a booth. Why? The NRA realized that the self-defense insurance business is a money-maker. They came out with their own self-defense insurance, “Carry Guard”, and didn't want any competition at the convention. How crappy is that?
    Where's Carry Guard now? It's gone!


    My advice: Go with the USCCA. Check out their website; I think you'll like it.
    Another self-defense insurance you might check out is CCW Safe. This insurance is endorsed by attorney Andrew Branca, who wrote the book "The Law of Self Defense".

    Whatever you choose, I recommend you get self-defense insurance.
    Last edited by 777Driver; 09-03-2019 at 01:26 PM.
    pegasus likes this.

 

 

Sponsored Links

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •