I have a Rossi 92 in 45 Colt, 20" octagon barrel, hard cased finish. Now my gun has been apart once since I got it and no rust scene any where. I use mine in cowboy action shooting with about 1/2 the group using Rossi also and I've never heard rust mentioned by any of them.
As to the second part about sending it to Rossi. I suggest you call their customer service and ask them about it. Now if the will fix it under warranty then have them send you a pickup order which they will do the first year from the date of purchase new.
I had to send mine back right out of the box due to it not feeding or ejecting properly. I got the rifle back with in 10 business days and it has been perfect ever since.


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