Yeah, this is likely to be the worst decade for me also. I retired in '05, and the nest egg has been going out the window ever since. I may even have to go back to work if I can even find a job. As far as the 60 - 70 decade went, that probably was the best decade of my life. Traveled a lot, met a lot of nice gals, (married one) probably had the highest income (relative to cost of living and expenses) ever. Had two nice cars, (corvette and barracuda convertable), had a nice sailboat. Life was good. Went down hill from there. and has pretty much continued that way. Now I'm driving a compact pick up, spending every dime that comes my way on day to day living expenses, and scared to death of what the health care reform is going to do to me. Food prices are going up, my house is old and needs continual repair or replacements. Can't sell the dang thing for any where near what it's supposedly worth. (according to the tax statements) Just hanging on by the skin of my teeth. 2 of my 3 kids are unemployed, the third is in just about as bad shape as I am, and my wife is going senile. Oh well, I guess it can't get much worse while I'm still above ground. At least for the time being I'm still warm, dry and reasonably well fed. I'm hanging on to my guns as a last thing to sell before the resources run out!!!